The right home loan start with the right broker

Our home loan rates

3.49
% *
p.a.
Borrower rate
4.86
% *
p.a.
Comparison rate
Rate applies to principal and interest loans*.

What we can do for you

  • Understand your lifestyle and property goals
  • Compare thousands of home loans from up to 21 lenders
  • Take the hard work out of the home loan process
  • See if we could save you thousands
  • MPA Magazine’s Top 10 Brokerage in Australia, 2016 & 2017

Home Loans

Need commercial funding?

Need commercial funding?

Need commercial funding?

Whether you need $100,000 for starting up a new business or $10,000,000 for funding a property development project. N1 commercial has the experience, expertise and exposure to find you the right product and solution for the least amount of time. With more than 20 commercial lenders on our panel to choose from. Our aim is to provide you with simplicity, certainty and reliability. A faster “Time-to-Yes” from the lender is also our promise to our clients.

When it comes to commercial finance, it can be quite different to Home Mortgages.

These include:

  • Loan types
  • Loan Term
  • LVR
  • Interest Rate
  • Documentation
  • Product
  • Loan Conditions
  • Fees
  • Valuation

Generally, the loan term in commercial (Up to 20 years) is much shorter than Residential Home Loans. The LVR is lower, usually at 65% because the banks deem this as higher risk. Loan conditions could be a lot more and fees are much higher.

There are 5 common types of loan:

At n1, we are proud of our “Diamond-Class” customer service and can-do attitude, should you have any questions in regards to the above please either call or email us at commercial@n1loans.com.au.

Need money for a new car?

Need money for a new car?

Need money for a new car?

Whether you're a PAYG employee or a Self-employed business owner and buying a car through a dealership or from a private seller n1 Car Loan can help you to achieve this in a fast, reliable, hassle-free fashion. With more than 10 lenders on our panel to choose from, our aim is to find you with the most suited product with a tailored repayment option and a lowest interest rate. In most cases, we can provide you with an approval within 24-48 hours. Generally, our lenders are willing to lend 100% of the vehicle price with no upfront deposit required. Lenders simply use the vehicle as collateral to secure the loan.

Assessment criteria depends on the type of loans:

  • Consumer Loan
  • Chattel Mortgage
  • Hire Purchase
  • Lease
  • Novated Lease
Again, we understand and we care that is why we have dedicated specialists who will guide you through the whole process and make it work for you.

from 1.5% Monthly Interest Rate

from 1.5% Monthly Interest Rate

from 1.5% Monthly Interest Rate

Keeping the momentum going in your business has never been easier than with our fast, easy small business loan.

  • Borrowing capacity from $5,000 to $100,000
  • Terms from 3 to 12 months
  • Cash flow friendly repayments - daily or weekly
  • Total repayment detailed up front
  • No penalty for early repayment
  • Free to apply if your business has a turnover of more than $5,000 per month and demonstrate 12 months of trading history.
What do you have in mind?
  • Expand or renovate a commercial premises
  • Hire more staff during busy periods
  • Increase stock levels to keep up with demand
  • Build a new website or boost your marketing
  • Invest in new equipment, tools or technology
  • Purchase extra stock to cover seasonal demand
  • Meet BAS or ATO obligations
  • Manage cash flow
How it works?

All it takes is ten minutes to apply, you get approval the same day and the money you need could be in your account within 24 hours – so you can get on with business, sooner.

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