Commercial & Business Lending

We make business borrowing super easy and affordable

Commercial & Business Lending

We make business borrowing super easy and affordable

Commercial & Business Lending

We make business borrowing super easy and affordable

WHY WE ARE YOUR BEST CHOICE

We know you need someone who not only understands your business, but also has access to capital. With a wide range of financing solutions, as well as our vast industry expertise, N1 makes a great partner to help your business succeed.

N1 CEO Ren Wong constantly speak on commercial lending, business lending and property development finance on major media outlets such as Australian Financial Review. Our expertise and real success stories in financing complex scenarios is your peace of mind solution to help you build your business.

Whether you need flexible short term cash flow $400k within three days, or unsecured $25k within two days, or up to $20m construction loan for your property development site, N1 Loans has a wide range of solutions to suit your business needs.

Speak to us directly today.

TOO GOOD TO BE TRUE?

Getting business funding is instant, easy and won’t impact your credit score.

  • Secured business loan

    We understand small business. We have various solutions to assist your cash flow with many lenders with security, including the banks and non-bank private lenders.

    • Rate: from 10%
    • LVR: up to 70%
    • Application fee: 2 – 3%
    • Security: 1st mortgage & 2nd mortgage are available
    • Loan size: up to $2 million
  • Unsecured business loan

    We understand that managing cash flow is a constant challenge for business owners. Our unsecured business loans can help your business growth and expansion.

    • Rate: from 5%
    • Loan size: up to $100k
  • Land banking

    Property developers usually buy land, divide it into smaller blocks and offer it to investors. We can offer reliable funding from the right lenders to support the land investors.

    • Rate: from 9%
    • LVR: up to 65%
    • Application Fee: 2% – 3%
    • Loan size: up to $10 million
  • Construction loan

    We can help developers quickly source construction Loans for projects from alternative funding sources.

    • Rate: from 8.95%
    • LVR: up to 65% GRV
    • Application Fee: 2 – 3%
    • Loan size: up to $50 million
  • Commercial property loan

    We have Commercial Property Loans network nationally including the major banks. We can provide a variety of commercial loan solutions based on your financial situation and assist you to achieve the goals.

    • Low Doc options
    • Lease Doc options
    • Full Doc options

Success Stories

$435,000 cash out in 3 days

Scenario: One of our clients recently bought a restaurant. They need cash for a quick store renovation and also upgrade some equipment. However, their restaurant is newly bought.

Solution: N1 lent client 435K in 3 days, secured via 2nd mortgage over client's existing investment property. Exit strategy: Refinance.

$435,000 cash out in 3 days

Scenario: One of our clients recently bought a restaurant. They need cash for a quick store renovation and also upgrade some equipment. However, their restaurant is newly bought.

Solution: N1 lent client 435K in 3 days, secured via 2nd mortgage over client's existing investment property. Exit strategy: Refinance.

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